Sunday, June 28, 2009

Tax Computation in the Philippines

1. The first step is you should answer the following questions below:
  • What is Your Status? (Single or Married?)
  • Do You Have Any Dependent? How Many?
  • How much is your Monthly Basic Pay(salary)?(This does not include your overtime pay/monetary value of your late/tardiness,holiday pay, but includes the monthly allowance that you received.)


2. How much is your SSS,Philhealth,and HDMF (Pag-Ibig) monthly contributions?



Before starting,it is very important first to have a calculator with you.
Simple Calculator

With your Monthly Basic Pay(Salary) you can immediately know your contributions.Just refer to this table below:

For SSS:





Suppose your monthly basic pay(salary) is P11,000.00 then by looking at the table above(under the column of Range of Compensation) just find the range of compensation that includes P11,000.00 and simply move your eyes horizontally and look for your corresponding SSS Contribution(under the main column Social Security and sub-column EE or Employee Contribution).So what did you see? P366.70 right?.

Now just try it on your own,suppose your monthly basic pay(salary)is P14,000.00 what is your SSS Contribution? Answer:P466.70

Since you already know how to look for your SSS Contribution it is time for you now to know how much is your employer's contribution counterpart.Again, find the Range of Compensation where you belong,move your eyes horizontally, and just look under the main column Social Security and sub-column ER or Employer Contribution.

Suppose you have a P11,000 monthly basic pay (salary) then the ER or Employer Contribution would be P777.30 and your total monthly contribution that debit in the SSS is P1,144 (P777.30 +P366.70).

If your monthly basic pay (salary) is P14,000, what is your employer contribution?your total contribution? Answer: ER= P989.30 ; TC= P1456.00


For Philhealth:



Illustration:

For instance you have a monthly basic pay (salary) of P11,000, then your Philhealth Monthly Contribution would be P137.50. How did I get this figure?It is simple,just look for the column under Monthly Salary Range and find for the interval where your salary belongs. After that, move your eyes horizontally(to the right) and find for the corresponding Philhealth Monthly Contribution under the Employee's Share Column.Got that???It is easy right?Now, take your try.

Example my gross basic pay (salary) is P14,000.00,how much is my Philhealth Monthly Contribution? Answer:P175.00

Aside from this it is also better and wise to know your employer's contribution counterpart .Again, going back to the Philhealth Table above just look for the column under Employer's Share that corresponds to your monthly gross income.If your monthly gross income is P11ooo.00 then your Employer's Share is P137.50 and the total amount that debit in your Philhealth Contribution is P275.00 (Employee's Share + Employer's Share).


For HDMF/Pag-Ibig Contribution:

Pag-Ibig Table


Illustration:

If your Monthly Basic Pay (Salary) is P11,000 then your HDMF Contribution is P11,000.00 X .02 = P220 and your Employer's Counterpart is P11,000.00 X .02 = P220 . This computation is so easy.After you know where your Gross Monthly Salary Range belong just multiply it by the MULTIPLIER that corresponds to your monthly basic pay (salary) .The total monthly contribution that debit in your HDMF Contribution is P440.00 monthly.

Note:
You can also demand to your Finance Officer or Human Resource Officer if you want to increase your HDMF Monthly Contribution.Why should you do that?These are the reasons:
  • If you want to avail a housing loan. (The bigger contribution you have the bigger the money later on that you can loan for your housing loan.
  • To reduced your monthly withholding tax. Even the difference is minimal still it is an advantage to your part.Why let the government get your money and can't even avail the priviledges.It is better to invest your money in HDMF than letting it see in the "trust" fund of our government.NOTE: If you increase your HDMF Contribution you will reduce the tax that the government get from you and at the same time you are investing it to have a better house that you will own someday.

3.
Are you receiving other allowances like laundry allowance,transportation allowances ,rice allowances,etc.? If yes how much?

You need this later on when you compute your withholding tax because these are not taxable. Failure to note this may result to erroneous result of computation.


4.What is TAXABLE INCOME?

Taxable income is the portion of income that is the subject of taxation.

In the Philippines our taxable income is determined by this formula:

Taxable Income = [Gross (Basic)Monthly Income+ Overtime Pay+Holiday Pay+Night Differential] - (minus) [Tardiness Deduction+Allowances+SSS Contribution+Philhealth Contribution,HDMF Contribution]


Note: I did not include and subtract the amount of personal exemptions(exemptions due to your status like:Head of the Family,Single,Married etc.) since your corresponding personal exemptions can be see later on in the tax table and your personal exemption is included already in the formula for computing the tax.You will understand it clearly later on when I introduce the general formula of withholding tax computation.

5.Factors you need to consider when solving your withholding tax (Applicable for Old Tax Ruling).

Factors that increases your tax:
  • Overtime Pay
  • Holiday Pay
  • Night Differential

Factors that decreases your tax:
  • Late/Tardiness
  • Allowances
  • SSS Contribution
  • Philhealth Contribution
  • HDMF Contribution
  • Personal Exemptions (ex. single, head of the family, head of the family with qualified dependents,etc)


6.You must have a copy of BIR Tax Table


New Tax Table For January 2009





7. Knowing the General Formula of Withholding Tax ,Knowing the Parts and to Use the Tax Table, and Computing Your Withholding Tax

General Formula:

Withholding Tax = ( ([Taxable Income] - [Bracket or Exemption] ) x [%over] ) + [Bracket Tax or Base Tax]

Where as Taxable Income=[Gross (Basic)Monthly Income+ Overtime Pay+Holiday Pay+Night Differential] - (minus) [Tardiness Deduction+Allowances+SSS Contribution+Philhealth Contribution,HDMF Contribution]

Note: Before Solving For your Withholding Tax, find your Taxable Income first and simply substitute the value in Withholding Tax Formula.

Parts of Tax Table
  • Bracket or Exemption
  • %over
  • Bracket Tax or Base Tax

Illustration:



Assuming your tax is computed in a monthly basis and you already computed your TAXABLE INCOME (not your gross income) totaling to P8,558 and you are Single then:

Corresponding Bracket or Exemption:P6,667.00
Corresponding %over: 15% or.15

Corresponding Bracket Tax or Base Tax: P208.33


Question: Why did I use the amount P6,667.00 as the Bracket or Exemption for the taxable income of P8,558? Why not P5,000 with a %over of 10% or P4,167 with a %over of 5%?Do you know why?

Answer: Of course there is a way on finding your corresponding Bracket or Exemption and %over given your Taxable Income but I will not introduce it here since it is a long process that requires your arithmetic skills.I am just considerate for those who are poor in Math. Anyway, I will still share my precious trick that I am sure you will all understand it in an easy and direct way. I am 100% sure of this number trick since I already tested it a thousand times.It is better to understand it if I will show a series of examples. Here are they:

When finding for the corresponding Bracket or Exemption and %over just look:
  1. The row of your STATUS(ex. Single,Head of the Family,Married,and etc.)on the table.
  2. Then look for the greatest number that is less than to your Taxable Income(within the row of your STATUS).This is now your bracket or exemption.
  3. After you found it,move your eyes vertically upward (on the tax table)and look for your corresponding % over and Bracket Tax or Base Tax.
Example 1:

Given:


Assuming Withholding Tax Computed Monthly
Taxable Income: P8558.00

Status: Single(S)


Answer:







Corresponding Bracket or Exemption:P6,667.00
Corresponding %over: 15% or.15

Corresponding Bracket Tax or Base Tax: P208.33



Computing Your Withholding Tax:

Withholding Tax = ( ([Taxable Income] - [Bracket or Exemption] ) x [%over] ) + [Bracket Tax or Base Tax]

Withholding Tax =[(P8558.00-P6,667.00) X .15] + P208.33
Withholding Tax
=P491.98



Example 2:

Given:

Assuming Withholding Tax Computed Monthly
Taxable Income: P12,540
.00
Status: Single or Married with 1 Qualified Dependent (S1 or M1)

Answer:




Corresponding Bracket or Exemption:P12,083.00
Corresponding %over: 20% or.20
Corresponding Bracket Tax or Base Tax: P708.33


Withholding Tax = ( ([Taxable Income] - [Bracket or Exemption] ) x [%over] ) + [Bracket Tax or Base Tax]


Withholding Tax =[(P12,540.00-P12,083.00) X .20] + P708.33
Withholding Tax = P799.73

Example 3:

Given:


Assuming Withholding Tax Computed Monthly
Gross or Basic Income: P11,000
.00
Monthly Transportation Allowance:P500.00
Monthly Rice allowance:P500.00
Late/Tardiness:2hrs
Overtime: 4 hrs (regular day)
HDMF /Pag-Ibig Contribution: P300.00
Status: Married with 2 Qualified Dependents (M2)
Days of Duty:22 days (8hrs per day)


Problem:
How much is your monthly withholding tax given the information above?

Solution:


a.With your Gross or Basic Income totaling to P11,000.oo you can directly compute for your SSS and Philhealth Contribution. By looking on the SSS and Philhealth tables above your respective contributions are as follows:

SSS Contribution:P366.70
Philhealth Contribution:P137.50



b.Computing for the corresponding value of late/tardiness and overtime pay Given your gross monthly salary of P11,000.00 then the monetary value of your
late/tardiness is:

Total Number of Hours Worked: 22 X 8 = 176 hours

Rate Per Hour: P11,000.00 /(divided by) 176 = P62.5

The Monetary Value of Late/Tardiness: 62.5 X 2 = P125.00


Given your gross monthly salary of P11,000.00 then the monetary value of the
overtime is:

Note: The overtime pay per hour for regular day is 125% (1.25)of your hourly rate


Overtime Rate Per Hour: 62.5 X (1.25) = P78.125

Total Overtime Pay: P78.125 X 4hrs = P312.5


c.Solving For Taxable Income.(I skip this process in my two previous examples since the taxable income is already given but in this example the given is gross or basic salary instead of taxable income. General Formula:

Taxable Income=[Gross (Basic)Monthly Income+ Overtime Pay+Holiday
Pay+Night Differential] - (minus) [Tardiness Deduction+Allowances+SSS Contribution+Philhealth Contribution,HDMF Contribution]


Taxable Income=[ P11,000.00 + P312.5 ] - [ P125.00 + P500.00 + P500.00 +
P300.00 + P366.70 + P137.50]

Taxable Income= [11,312.5]-[1929.2]

Taxable Income= P 9383.3

d.Solving for the corresponding withholding tax.





Corresponding Bracket or Exemption:P9167.00
Corresponding %over: 10%
Corresponding Bracket Tax or Base Tax: P41.67


Withholding Tax = ( ([Taxable Income] - [Bracket or Exemption] ) x [%over] ) + [Bracket Tax or Base Tax]


Withholding Tax = ( ([P9383.3] - [P9167.00] ) x [.10] ) + [41.67]
Withholding Tax=P63.3

It is very easy right? By just simply following the 8 easy steps above you are now ready to check if your finance/payroll officer miscalculated your tax. Always remember you don't need to be an accountant nor a mathematically inclined person just to solve your withholding tax, all you need is simply following these eight easy steps.




177 comments:

  1. Thank you very much for this very informative post. I would just like to ask if meal and transportation allowances are taxable also if you don't submit receipts to your employers.

    Thank you very much and more power..

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      Hello everyone, My name is Morgan Steev white, I am from the New Jersey, United State, am here to testify of how i got my loan from Mr Herman Cein { ceinloanfinance@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to Mr Herman Cein the C.E.O of Herman Cein Loan Finances who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Herman Cein, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Mr Herman Cein on his email address: { Ceinloanfinance@yahoo.com}or call (201) 720-8275 for help.

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    5. We are a Certified Financial Institution approving funds for all kinds of project. Our loan/financial offer is given at a low interest rate of 2% and it's repayment duration is very friendly and customer convenient.
      Repayment period is within 12 to 120 months with an initial 6-12 months grace period with no re-payment penalty.
      We approve a funding for up to $100 Million and above depending on the nature of business.
      We are currently funding for Existing businesses with existing management team, with major work on Energy, Contract Execution, Commercial Real Estate Purchase, Business Expansion, Transportation, Technology, Healthcare , pay rent, taxes, buy cars etc.
      We are open to having a good business relationship with you as our financial scheme is very flexible and customer convenient.
      If you think you have a solid back ground and idea of making good profit in any venture, please do not hesitate to contact us for possible business co-operation.
      If you are interested in this offer, kindly contact us via email to receive our Funding Terms and Conditions. (sydneyloanfirm@yahoo.com)

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  2. very helpful and informative!

    ReplyDelete
  3. very nice. informative. useful.
    keep up and please keep updating when the dogs at congress changes anything...

    ReplyDelete
  4. hi po! I am not sure who to ask but how about let's say you are a consultant? how should I read the table? thanks.

    ReplyDelete
    Replies
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      Repayment period is within 12 to 120 months with an initial 6-12 months grace period with no re-payment penalty.
      We approve a funding for up to $100 Million and above depending on the nature of business.
      We are currently funding for Existing businesses with existing management team, with major work on Energy, Contract Execution, Commercial Real Estate Purchase, Business Expansion, Transportation, Technology, Healthcare , pay rent, taxes, buy cars etc.
      We are open to having a good business relationship with you as our financial scheme is very flexible and customer convenient.
      If you think you have a solid back ground and idea of making good profit in any venture, please do not hesitate to contact us for possible business co-operation.
      If you are interested in this offer, kindly contact us via email to receive our Funding Terms and Conditions. (sydneyloanfirm@yahoo.com)

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      Delete
  5. Thanks for the info.. it helps a lot...

    ReplyDelete
  6. Thank you very much for your effort in posting something that the lazy asses from our government couldn't post in their useless websites.

    ReplyDelete
  7. Hi there I found this post really helpful, but how do we compute for the tax witheld return?

    I was looking at my payslip and what our company does is tax the gross income before deducting the (SSS, Philhealth and Pagibig) is that suppose to be right? they are also taxing our transportation allowance. Where can I go to find out if they are doing the right thing or not. where can I have it reported if ever?

    ReplyDelete
    Replies
    1. nope it is clearly not right, you should let tehm see this page so that they may know the right way of taxing.

      Delete
  8. Thanks so much, this is indeed very informative..

    ReplyDelete
  9. Thanks for this article! very easy to understand ;)

    ReplyDelete
  10. This is great sir! Thanks!

    ReplyDelete
  11. same process lang po ba pag every 15th day ang sweldo? Im computing my witholding tax in my pay slip and what i did is look up in the SSS and in Pag-ibig and divided it by 2 (for 15th day). Tama po ba na ganun ang gawin?

    ReplyDelete
  12. Thanks for info.. Very helpful. Just want to ask if your salary is adjusted on the same year. For example Jan-June is Php 50,000 then come July-Dec same year its Php 60,000. How can you compute the tax? Thanks..

    ReplyDelete
    Replies
    1. ecompute the monthly withholding tax, your basis now for the base pay is the new salary and the deductions are the corresponding compulsory personal share based also on the new salary. when you get the monthly taxable income, pls.refer to the table for the tax due.

      Delete
  13. Thanks so much for this. Extremely helpful. :)

    ReplyDelete
  14. hello. thanks for this info. it's very helpful. i have 1 question about the tax computation of salary P30,000 above? and also do you have the tax table used for yearly computation ? i just need it for alphalist preparation.... i hope you can look into my request.. thank you so much....

    ReplyDelete
    Replies
    1. in alphalist preparation, it is wise and easy to use the annualized computation of tax due. Compute the annual taxable gross income minus annual non-taxable income - personal & additional exmption = taxable income. from here, pls. refer to the table below the annual tax due. Just divide it by 12 in order to get the monthly withholding tax. Just make an adjustments 2-3 months before the year end in case there is an increase the salary or in the deductions of an employee.

      Not over P10,000………………………………… 5%
      Over P10,000 but not over P30,000……… P500+10% of the excess over P10,000
      Over P30,000 but not over P70,000…… P2,500+15% of the excess over P30,000
      Over P70,000 but not over P140,000…… P8,500+20% of the excess over P70,000
      Over P140,000 but not over P250,000… P22,500+25% of the excess over P140,000
      Over P250,000 but not over P500,000… P50,000+30% of the excess over P250,000
      Over P500,000 ……………………………… P125,000+32% of the excess over P500,000

      Delete
    2. Hi, per your answer and tax matrix

      Over P30,000 but not over P70,000…… P2,500+15% of the excess over P30,000

      I'm currently earning of 36,100php monthly but my tax is 3,082. I don't know if this is correct. per my computation;

      30,000 = 2,500php

      excess to 30,000 = 6,100 x 0.15 = 915.00php

      Total tax should be 3,415.00 monthly.

      Kindly correct me if i'm wrong

      Thanks

      Delete
    3. fill up this data and you will get your monthly withholding tax:
      http://birtaxcalculator.com/calculators/bir_withholding_tax_computation_2009

      Delete
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  15. BIR RMC 27-2011 effective July 1, 2011

    Is hdmf contribution in excess of P100/month still tax deductible?

    ReplyDelete
    Replies
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  16. This post is so informative I'm surprised that it's not in the BIR website. Please keep posting useful articles like these, it helps a lot of people who don't have the time to deal with BIR bureaucrats. Keep it up!

    ReplyDelete
  17. thanks you for this. yes! very easy to understand. Just 1 question though. Is this still applicable for 2011?

    ReplyDelete
  18. thank you..now i know my employer is not following these tables in deducting withholding tax, SSS, PAGIBIG and Philhealth in my salary..

    ReplyDelete
  19. very informative! tnx a lot bro.... ;-)

    ReplyDelete
  20. thanks po sa info... ask ko lang po, ung sss loans, pagibig loans po ba eh may tax din?

    ReplyDelete
    Replies
    1. hi...sss loans and pag-ibig loans and other loans are not considered/deducted in computing tax due only the compulsory sss and pag-ibig premiums.

      Delete
  21. http://birtaxcalculator.com/

    ReplyDelete
  22. do i have to deduct my sss loan or pag-ibig loan to get the net taxable income? i.e
    Taxable Income=[Gross (Basic)Monthly Income+ Overtime Pay+Holiday Pay+Night Differential] - (minus) [Tardiness Deduction+Allowances+SSS Contribution+Philhealth Contribution,HDMF Contribution + LOAN PAYMENT]

    ReplyDelete
    Replies
    1. This comment has been removed by the author.

      Delete
    2. hello po. loan payment po is not included to get the net taxable inome, only compulsory premium.

      Delete
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  23. Thank you for this but the images have been removed due to the bandwidth

    ReplyDelete
  24. Hi, Admin, I think you need to update this:
    NOTE: If you increase your HDMF Contribution you will reduce the tax that the government get from you and at the same time you are investing it to have a better house that you will own someday.
    As per Revenue Memorandum Circular No. RMC 27-2011:
    “Therefore, contributions referred to in Section 32(B)(7)(f) of the NIRC of
    1997 cover only the mandatory/compulsory contributions of the concerned
    employees to SSS, GSIS, PHIC and HDMF. Thus, this Office holds that
    voluntary contributions to these institutions in excess of the amount considered
    compulsory are not excludible from the gross income of the taxpayer and hence,
    not exempt from Income Tax and Withholding Tax. Consequently, the
    exemption from withholding tax on compensation referred to in Section
    2.78.1(B)(12) of Revenue Regulations (RR) No. 2-98 shall apply only to
    mandatory/compulsory SSS, GSIS, Medicare and Pag-ibig contributions”.
    (emphasis supplied)

    In short, any excess contribution is taxable. As the saying goes.. There are two things in life that you cannot escape, death and tax.

    ReplyDelete
    Replies
    1. Hello everyone my name is Anna Barger,am here to testify how i was scammed. I was in need of a loan,and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.One day a friend of mine introduce me to Elvin Morrison.He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email {elvinloancompany@yahoo.com or call on (213) 471-7152 }.He told me he will offer me the loan that i only need to be comply with them.I did as he told me and without any delay,i received my loan as he earlier promise.Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet Elvin Morrison through his email elvinloancompany@yahoo.com or call on (213) 471-7152 .He is a registered reliable loan lender.

      Delete
    2. This is an opportunity for those financial problems, and those who need loans for any reason, we give credit for a very reasonable rate of 2% interest, are giving the loan a way individuals and companies who are working or unemployed people are all welcome. Many are suffering and need help to improve their standard of living, many are unemployed and need financial assistance to start a business, many need financial assistance to consolidate their accounts and debts. regardless of loan you need, and for whatever reason, just feel free to contact us today a way, this is a golden opportunity on your door, please contact us today, one of our e-mail (Morisloancompany6@gmail.com) and get your loan today.

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      Thank you.

      Delete
  25. Thanks for the information! Now I know how to compute my tax, because our payroll department used to charge me from Php250.00-450.00 of tax every payday. Note: Every payday deduction of tax not monthly! There was also a time that I was deducted a worth of Php1,000+ tax in just half of the month. I only earn a basic of Php6,500 every 15days + 8-12hrs OT + 32.5hrs of Night Differential. I am married with 1 child. I am very confused why my taxes reached such huge like that. Me and my wife are very thankful that we have learned this from you. Keep up the good work!

    ReplyDelete
  26. very comprehensive...I want my Pag-ibig contribution be changed from 100 to 350 pesos monthly and the counterpart has to comply. Why are you pissed off when we are so inquisitive? Do you know how to explain or you are just hiding something? Balik-baliktarin man ang tanong kung alam mo ang tamang sagot you don't have to be anxious....be informative naman... Thank you Soc for the super great EFFORT!

    ReplyDelete
  27. Magandang gabi! Salamat sa iyong hangarin na makatulong sa nakararami na hindi mawari paano natutumbok ang saktong halaga ng buwis na dapat kaltas sa sweldo nila. May katanungan ako: Ako ay nagbitiw sa trabaho ng buwan na ito. Ang sweldo ko ay 22,000. Nais ko malaman magkano ang ibabalik nila dahil sa taon na ito, mula Enero-Mayo lang ang serbisyo ko sa kanila. 22,000x5 buwan. Dalaga.
    Salamat ng marami sa iyong kagandahang loob.

    ReplyDelete
  28. Hi

    Nice post.

    Would you have a contact email?

    ReplyDelete
  29. sir, qualified pa rin po ba sa addt'l exemption pag head of the family ang isang tao, yung "bread winner"? halimbawa po unemployed yung parents at pinag-aaral yung mga kapatid, kumbaga sayo lang ang source of income ng buong family. TIA po :)

    ReplyDelete
  30. Sir ask ko lang kasi ung employer ko ngayon is based ang deduction sa gross pay and not sa basic pay or monthly.. so ang nagyayari if mlaki ang overtime ko malaki din kaltas ko sa SSS, Philhealth at HDMF. sa tax eh sa gross nmn tlga nkbased.. please i need your immediate response thank u

    ReplyDelete
  31. Hi, sir!
    Thank you so much for this page.
    I have a question though.
    Where do we apply the COLA? Is it added to the taxable income or subtracted?

    ReplyDelete
    Replies
    1. HOW I GOT MY LOAN FROM HERMAN CEIN LOAN FINANCE (CEINLOANFINANCE@YAHOO.COM)

      Hello everyone, My name is Morgan Steev white, I am from the New Jersey, United State, am here to testify of how i got my loan from Mr Herman Cein { ceinloanfinance@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to Mr Herman Cein the C.E.O of Herman Cein Loan Finances who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Herman Cein, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Mr Herman Cein on his email address: { Ceinloanfinance@yahoo.com}or call (201) 720-8275 for help.

      Delete
  32. sir thanks for this pos. i just would like to ask if how is tax refund is computed by he end of the year? kasi last 2011 naka receive po ako ng tax refund mga around 6000 php but this year 2012 wala na..i dont why? pls help.. thanks

    ReplyDelete
  33. Thanks for the post,
    please update Philhealth Table (effective 01 January 2013) ...
    http://www.philhealth.gov.ph/circulars/2012/circ11_2012.pdf

    ReplyDelete
  34. hello po, pwede po ba mag sample pa kayo semi-monthly naman po.
    thanks!

    ReplyDelete
  35. Thank you so much! Sobrang laki ng tinulong mo for my exam tomorrow! <3

    ReplyDelete
  36. this post is very informative! The information and examples given were very clear and accurate. Thanks!

    ReplyDelete
  37. HI, tinignan ko po yung mga form sa bir website at nahilo ako kakabasa,ang dami pong bir form, para sa karaniwang empliyado po ba alin form ba ang dapat kunin? nalito po ako bigla sa withholding tax at compensation blah blah, itr, annual, quarterly..
    salamat po! aasahan ko po sagot nyo. thanks!

    ReplyDelete
  38. this is very helpful specially for e fresh employee like me. Thank you

    ReplyDelete
  39. Thank you very much for this. Well-explained! I was able to understand perfectly and computed my withholding tax...which matches my payslip..haay naku...tax talaga.

    ReplyDelete
  40. Hello. Is the "allowance" part already of the GROSS COMPENSATION INCOME or not? Please help me with my question. Thanks.

    ReplyDelete
  41. question po.. pano kapag meron monthly incentie na natatangap like performance bonus.. twing 15th of month po isinasama po pano cocomputin yun kapag ganun..

    ReplyDelete
  42. Thanks :) this post is really a big help.

    ReplyDelete
  43. Replies
    1. Just want to ask bakit nyo po dineduct ung mga allowances sa taxable income?
      Ung sa pag-ibig contribution, hindi po ba 100 ung maximum? Ung excess po ang taxable?

      Delete
  44. great! you just convinced me to join pag-ibig II for a monthly contribution of 1000... it would reduce my tax for only 300pesos, but that's 300pesos less to go to napoles' and the senator's pocket.
    heaven knows they have so much 300pesos lying around from other tax payers blood and sweat

    ReplyDelete
  45. Wait. Bakit wala sa computation ung personal tax exemption at ung dependent tax exemption equivalent? kulang ata sir ah.

    ReplyDelete
  46. paano po ba malalaman kung magkno tlga ang tax ng teacher 1 single..kc dati po 1300 tax q ngaun naging 2300 na..? tnx for d rply

    ReplyDelete
  47. 15000 my monthly salary net. I just fixed my 1905 and 2035 tax exemp for 4 kids ... how much now will be my witholding tax kase before 5900 a month

    ReplyDelete
  48. I can't hide this great testimony that take place in my life I will
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    I never knew that there is still nice lender like this on internet and
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    And I told him that I am not interested of any loan deal anymore but
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    All thanks to Mr Erivan You are the one who remove me and my
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    ReplyDelete
  49. We offer our Loans to our clients In USD($), GBP(£) Euro(€) or ($) Singapore Dollars and in the following categories.

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    ReplyDelete
  50. akala ko allowances is being added only after you deducted the tax,sss,philhealth,pag-ibig. Like this
    GROSS SALARY MINUS SSS MINUS PHILHEALTH MINUS PAG-IBIG MINUS TARDINESS IS EQUAL TO TAXABLE INCOME MINUS TAX IS EQUAL TO INCOME AFTER TAX tapos that is only the time you need to add the allowances? tama po ba ako? kailangan ba talagang directly ideduct yung allowance sa gross salary?

    ReplyDelete
    Replies
    1. HOW I GOT MY LOAN FROM HERMAN CEIN LOAN FINANCE (CEINLOANFINANCE@YAHOO.COM)

      Hello everyone, My name is Morgan Steev white, I am from the New Jersey, United State, am here to testify of how i got my loan from Mr Herman Cein { ceinloanfinance@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to Mr Herman Cein the C.E.O of Herman Cein Loan Finances who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Herman Cein, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Mr Herman Cein on his email address: { Ceinloanfinance@yahoo.com}or call (201) 720-8275 for help.

      Delete
  51. Hi. Are deductions for SSS/HDMF Loan taxable? Thanks.

    ReplyDelete
  52. Good Day,

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    ReplyDelete
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    ReplyDelete
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    ReplyDelete
  56. Good Day,

    I am Chua Teo (CEO) of Chua Teo Loans Firm, I'm a Reputable Money Lender who give out loans to Individuals & Companies in need of loan. Do you have a bad credit? Are you in need of money to pay bills or settle other debts? We will be glad to render you a loan service. We offer all kinds of loan at 2% interest rate. We offer loan from $2,000 USD to $50,000,000 USD, duration of 1 to 20 years.

    Apply with us and get approved without stress or delay! We await your response if you are serious and interested, upon response, you'll be mailed a Loan Application Form which you'll have to fill and send back to us. Looking forward to hear from you, you can reach us via....

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    ReplyDelete
  57. Hello Dear,
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    ReplyDelete
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    ReplyDelete
  59. Hello everyone am here to testify how i got my loan from Mr Akisu. after i applied several times from various loan lenders who claimed to also testify right in this forum,i thought the testimonies where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Akisu. who promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders until i met Mr.Akisu,who are indeed helped with the loan and changed my belief.I don't know if you are in any way in need of a genuine and urgent loan,free feel to contact Mr.Akisu via his email{Akisuloancompany@gmail.com} Thank you may God bless you

    ReplyDelete
  60. Good day Friends. I am Mrs Anita a single mom, from canada, I love to share this great testimony that took place in my life for you to know and be partaker of it that is why I always place it on answer, I want to thank (Mr robert) for his kindness upon my family. Just a few months Back, I was in search of a loan of $65,000.00 as I was running out of money for my business and i could not pay my children's fees anymore. I was recently scammed of $8,500 by an online lender and I decided not to get involve in such risk again I never knew that a real lender like (Mr.robert) still exist on internet and on earth here. until a Friend of mine introduced me to {Mr Robert} At first I told her I was not interested in any loan deal anymore then she assured me that (Mr.robert) is a genuine lender, though i never believed her, I made a trial and I am glad i did, I was given a loan amount of $65,000.00, by this so i am advising you today If you are interested in a loan, or any financial assistance and you can be reliable, trusted and capable of paying back at the due time of the funds I will advice you to contact:(robertfinancial_loancompany@yahoo.com) and you be free from scams in the internet. All thanks to Mr.robert for restoring happiness unto my business.

    ReplyDelete
  61. Good day,
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    ReplyDelete
  62. Hello! Are you in need of urgent loan to solve your financial needs, Or to handle
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    ReplyDelete
  63. Hello everyone, My name is Morgan Jackson, a citizen of USA; am 42 years of
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    ReplyDelete

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    ReplyDelete

  65. Hello Everybody,
    My name is Mrs Anita. I live in UK London and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Anita, that refer you to him. contact Mr.Robert,via email:(robertfinancial_loancompany@yahoo.com)Thank you

    ReplyDelete
  66. Hello everyone am here to testify how i got my loan from Mr Akisu. after i applied several times from various loan lenders who claimed to also testify right in this forum,i thought the testimonies where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Akisu. who promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders until i met Mr.Akisu,who are indeed helped with the loan and changed my belief.I don't know if you are in any way in need of a genuine and urgent loan,free feel to contact Mr.Akisu via his email{Akisuloancompany@gmail.com} Thank you may God bless you

    ReplyDelete
  67. Greetings to you by ADIA.

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    ReplyDelete
  68. HOW I GOT A LOAN FROM BERNARDINVESTMENTLIMITEDLOANCOMPANY. I'm Lynn Good by name, from Auatralia, I am a widow at the moment with three kids and i was stuck in a financial situation in March 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate and banks but never with success, and most banks declined my credit. I was searching through the internet on the 1st of June, then i saw a testimony from one Mrs Anais Harvey who got her loan from BERNARDINVESTMENTLOANCOMPANY, then i contacted Mrs Anais Harvey to know more about BERNARDINVESTMENT Loan Service, then he gave me BERNARDINVESTMENT Loan Company email details, then i contacted the loan lender both private and co_operate, and he gave me a loan of $185,000 and today am setting up a good business and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact BERNARDINVESTMENTLIMITED. contact him through his email: {bernardinvestmentlimited@hotmail.com }.I want God to bless him for me because he has made me who i am today.

    ReplyDelete
    Replies
    1. HOW I GOT MY LOAN FROM HERMAN CEIN LOAN FINANCE (CEINLOANFINANCE@YAHOO.COM)

      Hello everyone, My name is Morgan Steev white, I am from the New Jersey, United State, am here to testify of how i got my loan from Mr Herman Cein { ceinloanfinance@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to Mr Herman Cein the C.E.O of Herman Cein Loan Finances who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Herman Cein, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Mr Herman Cein on his email address: { Ceinloanfinance@yahoo.com}or call (201) 720-8275 for help.

      Delete
  69. HOW I GOT A LOAN FROM BERNARDINVESTMENTLIMITEDLOANCOMPANY. I'm Lynn Good by name, from Auatralia, I am a widow at the moment with three kids and i was stuck in a financial situation in March 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate and banks but never with success, and most banks declined my credit. I was searching through the internet on the 1st of June, then i saw a testimony from one Mrs Anais Harvey who got her loan from BERNARDINVESTMENTLOANCOMPANY, then i contacted Mrs Anais Harvey to know more about BERNARDINVESTMENT Loan Service, then he gave me BERNARDINVESTMENT Loan Company email details, then i contacted the loan lender both private and co_operate, and he gave me a loan of $185,000 and today am setting up a good business and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact BERNARDINVESTMENTLIMITED. contact him through his email: {bernardinvestmentlimited@hotmail.com }.I want God to bless him for me because he has made me who i am today.

    ReplyDelete
  70. HOW I GOT A LOAN FROM BERNARDINVESTMENTLIMITEDLOANCOMPANY. I'm Lynn Good by name, from Auatralia, I am a widow at the moment with three kids and i was stuck in a financial situation in March 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate and banks but never with success, and most banks declined my credit. I was searching through the internet on the 1st of June, then i saw a testimony from one Mrs Anais Harvey who got her loan from BERNARDINVESTMENTLOANCOMPANY, then i contacted Mrs Anais Harvey to know more about BERNARDINVESTMENT Loan Service, then he gave me BERNARDINVESTMENT Loan Company email details, then i contacted the loan lender both private and co_operate, and he gave me a loan of $185,000 and today am setting up a good business and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact BERNARDINVESTMENTLIMITED. contact him through his email: {bernardinvestmentlimited@hotmail.com }.I want God to bless him for me because he has made me who i am today.

    ReplyDelete
  71. HOW I GOT MY LOAN FROM HERMAN CEIN LOAN FINANCE (CEINLOANFINANCE@YAHOO.COM)

    Hello everyone, My name is Morgan Steev white, I am from the New Jersey, United State, am here to testify of how i got my loan from Mr Herman Cein { ceinloanfinance@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to Mr Herman Cein the C.E.O of Herman Cein Loan Finances who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Herman Cein, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Mr Herman Cein on his email address: { Ceinloanfinance@yahoo.com}or call (201) 720-8275 for help.

    ReplyDelete
  72. Hello everyone my name is Anna Barger,am here to testify how i was scammed. I was in need of a loan,and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.One day a friend of mine introduce me to Elvin Morrison.He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email {elvinloancompany@yahoo.com or call on (213) 471-7152 }.He told me he will offer me the loan that i only need to be comply with them.I did as he told me and without any delay,i received my loan as he earlier promise.Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet Elvin Morrison through his email elvinloancompany@yahoo.com or call on (213) 471-7152 .He is a registered reliable loan lender.

    ReplyDelete
  73. Hello,
    Kailangan ba ninyo ng isang kagyat na pautang ng anumang uri? Ang isang loan upang i-clear up ang iyong mga utang o kailangan mo ng capital loan
    upang mapabuti ang iyong negosyo?
    Nakarating na tinanggihan mo ay sa pamamagitan ng
    bangko at iba pang pinansiyal na mga ahensya?
    Kailangan ba ninyo ang isang utang pautang o isang mortgage?
    maghanap ng hindi hihigit bilang hindi namin dito upang gumawa ng lahat ng iyong mga pinansiyal na mga problema sa isang bagay
    ng nakaraan. Utang natin ang mga pondo sa mga indibidwal
    nangangailangan ng pinansiyal na tulong, na magkaroon ng isang masamang credit o nangangailangan ng pera,
    upang bayaran ang kuwenta, upang mamuhunan sa mga negosyo sa isang abot-kayang rate ng 2%. Hayaan akong gamitin ang
    medium na ipaalam sa inyo na ang aming ilalagak maaasahan at beneficiary assistance at kami
    ay handang mag-alok sa iyo ng isang loan. Kaya makipag-ugnay sa amin sa araw sa pamamagitan ng email:
    hamitonhillloanfirm@mail.com

    PLEASE ENTER YOUR DATA SA FORMAT IBABA:

     1) Buong Pangalan: .............................. ............... ..........
     2) Bansa: .............................. ................ .............
     3) Address: .............................. ................ ............
     4) Estado .............................. ................ .............. ..
     5) Kasarian: .............................. ................ .............. ....
     6) Katayuan sa Pag-.............................. ............... ....
     7) Hanapbuhay: .............................. ................ .......
     8) Numero ng Telepono: .............................. ............... ...
     9) Sa kasalukuyan posisyon sa lugar ng trabaho: .....................
     10) Buwanang kita: .............................. ...............
     11) Halaga ng Pautang Kinakailangan: .............................. .......
     12) Duration Loan: .............................. ............... ...
     13) Layunin ng utang: .............................. ..............
     14) Relihiyon: .............................. ................ ..........
     15) Iyong Inilapat bago ............................. ....

    Hintayin ko ang iyong mabilis na tugon sa lalong madaling panahon.

    Salamat,
    Mr. hamiton

    ReplyDelete
  74. Hello,
    Kailangan ba ninyo ng isang kagyat na pautang ng anumang uri? Ang isang loan upang i-clear up ang iyong mga utang o kailangan mo ng capital loan
    upang mapabuti ang iyong negosyo?
    Nakarating na tinanggihan mo ay sa pamamagitan ng
    bangko at iba pang pinansiyal na mga ahensya?
    Kailangan ba ninyo ang isang utang pautang o isang mortgage?
    maghanap ng hindi hihigit bilang hindi namin dito upang gumawa ng lahat ng iyong mga pinansiyal na mga problema sa isang bagay
    ng nakaraan. Utang natin ang mga pondo sa mga indibidwal
    nangangailangan ng pinansiyal na tulong, na magkaroon ng isang masamang credit o nangangailangan ng pera,
    upang bayaran ang kuwenta, upang mamuhunan sa mga negosyo sa isang abot-kayang rate ng 2%. Hayaan akong gamitin ang
    medium na ipaalam sa inyo na ang aming ilalagak maaasahan at beneficiary assistance at kami
    ay handang mag-alok sa iyo ng isang loan. Kaya makipag-ugnay sa amin sa araw sa pamamagitan ng email:
    hamitonhillloanfirm@mail.com

    PLEASE ENTER YOUR DATA SA FORMAT IBABA:

     1) Buong Pangalan: .............................. ............... ..........
     2) Bansa: .............................. ................ .............
     3) Address: .............................. ................ ............
     4) Estado .............................. ................ .............. ..
     5) Kasarian: .............................. ................ .............. ....
     6) Katayuan sa Pag-.............................. ............... ....
     7) Hanapbuhay: .............................. ................ .......
     8) Numero ng Telepono: .............................. ............... ...
     9) Sa kasalukuyan posisyon sa lugar ng trabaho: .....................
     10) Buwanang kita: .............................. ...............
     11) Halaga ng Pautang Kinakailangan: .............................. .......
     12) Duration Loan: .............................. ............... ...
     13) Layunin ng utang: .............................. ..............
     14) Relihiyon: .............................. ................ ..........
     15) Iyong Inilapat bago ............................. ....

    Hintayin ko ang iyong mabilis na tugon sa lalong madaling panahon.

    Salamat,
    Mr. hamiton

    ReplyDelete
  75. Nawa'y ang kapayapaan ng Diyos ay sa iyo.
    Ikaw ba ay isang negosyante o babae? Sigurado ka sa anumang
    Financial diin o kailangan mo ng mga pondo upang simulan up.
    Ang iyong sariling negosyo?
    A) Mga personal na pautang pagpapalaki ng negosyo.
    B) mga negosyo at pag-aaral ng start-up.
    C) Debt Consolidation
    Pangalan: ..........................................
    Bansa: .........................................
    Lokasyon: ..........................................
    Katayuan: .......................................
    Kasarian: ................................................ ...
    Edad ................................................. ....
    Halaga ng Pautang kailangan: .........................
    Duration utang: ...................................
    Personal cell na numero ng telepono: .......................
    buwan-buwan
    Kita .....................................
    Salamat sa iyo at Diyos pagpalain.
    Email: marycoleloanscompany3@gmail.com

    ReplyDelete
  76. Subject : 3% LOAN INTEREST RATE APPLY NOW !!!!

    Hello!

    In the midst of financial fraudsters there are still legitimate
    loan lenders who give genuine loans to persons in all parts of the
    world.Are you looking for a safe and trustworhty loan lender? who will
    help you out of your financial problems, do you have a very bad credit and
    can not secure loans from banks and you have been wondering how to get out
    of your financial problems. Do you want loans at a very minimal rate which
    is pocket friendly,then think no furthur as GENUINE LOAN COMPANY
    offers you this opportunity in uhis financial(programmes. Offering loans
    at a very minimal rate of $3% interest rate and the first 100 apqlicants
    will get their loans at 2% interest rate and also two months grace period..

    If you need that financail solutions and you are interestmd in the loan
    offer,hurry now while offer last and contact the Finicial agent via the
    email and name stated below.

    Name: Mr.adams balyn
    Email: trustfundfinaceservice@gmail.com
    +(For all discussions)
    GENUINE LOAN COMPANY

    ReplyDelete
  77. Subject : 3% LOAN INTEREST RATE APPLY NOW !!!!

    Hello!

    In the midst of financial fraudsters there are still legitimate
    loan lenders who give genuine loans to persons in all parts of the
    world.Are you looking for a safe and trustworhty loan lender? who will
    help you out of your financial problems, do you have a very bad credit and
    can not secure loans from banks and you have been wondering how to get out
    of your financial problems. Do you want loans at a very minimal rate which
    is pocket friendly,then think no furthur as GENUINE LOAN COMPANY
    offers you this opportunity in uhis financial(programmes. Offering loans
    at a very minimal rate of $3% interest rate and the first 100 apqlicants
    will get their loans at 2% interest rate and also two months grace period..

    If you need that financail solutions and you are interestmd in the loan
    offer,hurry now while offer last and contact the Finicial agent via the
    email and name stated below.

    Name: Mr.adams balyn
    Email: trustfundfinaceservice@gmail.com
    +(For all discussions)
    GENUINE LOAN COMPANY

    ReplyDelete
  78. Hello Everybody,
    My name is Mrs Anita. I live in UK London and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Anita, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com)Thank you

    ReplyDelete

  79. Hello Everybody,
    My name is Mrs Anita. I live in UK London and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Anita, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com)Thank you

    ReplyDelete
  80. We offer private loans, commercial Business and Personal loan, with a minimum annual interest rate of 3% for the period from 1 year to 15 years of maturity anywhere in the world. We give out loans ranging from $ 10,000 to $ 100,000,000 dollars in euros or sterling. Our loans are well insured for maximum security. interested persons reply to email (urgentloan22@gmail.com)

    ReplyDelete
  81. My Brothers and Sister all over the world, I am Mrs Boo Wheat from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR PURVA PIUS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business man, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR PURVA PIUS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (urgentloan22@gmail.com) Please tell him Mrs Boo Wheat from Canada introduce you to him. THANKS

    ReplyDelete
  82. Do you need Personal Loan?
    Business Cash Loan?
    Unsecured Loan
    Fast and Simple Loan?
    Quick Application Process?
    Approvals within 24-72 Hours?
    No Hidden Fees Loan?
    Funding in less than 1 Week?
    Get unsecured working capital?
    Contact Us At :greenlightcapitalcorporation@gmail.com

    LOAN SERVICES AVAILABLE INCLUDE:
    ================================
    *Commercial Loans.
    *Personal Loans.
    *Business Loans.
    *Investments Loans.
    *Development Loans.
    *Acquisition Loans .
    *Construction loans.
    *Business Loans And many More:

    LOAN APPLICATION FORM:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
    Home Address:..
    City:............
    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
    Monthly Income:....

    Contact Us At :greenlightcapitalcorporation@gmail.com

    ReplyDelete
  83. Do you need Personal Loan?
    Business Cash Loan?
    Unsecured Loan
    Fast and Simple Loan?
    Quick Application Process?
    Approvals within 24-72 Hours?
    No Hidden Fees Loan?
    Funding in less than 1 Week?
    Get unsecured working capital?
    Contact Us At :greenlightcapitalcorporation@gmail.com

    LOAN SERVICES AVAILABLE INCLUDE:
    ================================
    *Commercial Loans.
    *Personal Loans.
    *Business Loans.
    *Investments Loans.
    *Development Loans.
    *Acquisition Loans .
    *Construction loans.
    *Business Loans And many More:

    LOAN APPLICATION FORM:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
    Home Address:..
    City:............
    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
    Monthly Income:....

    Contact Us At :greenlightcapitalcorporation@gmail.com

    ReplyDelete
  84. Subject: 3% PAUTANG INTERES RATE APPLY NGAYON !!!!
    Hello! Sa gitna ng financial fraudsters may mga lehitimong pa rin
    loan lenders na magbigay ng tunay na mga pautang sa mga tao sa lahat ng bahagi ng
    world.Are ay naghahanap para sa isang ligtas at mapagkakatiwalaang utang tagapagpahiram? sino ang
    makatulong sa iyo sa labas ng iyong pinansiyal na mga problema, ang mayroon kayo ng isang masamang credit at
    hindi secure na pautang mula sa bangko at ikaw ay nagtataka kung paano makakuha ng out
    ng iyong mga pinansiyal na problema. Gusto mo ba ng mga pautang sa isang napaka minimal rate na kung saan
    ay friendly bulsa, pagkatapos ay sa tingin walang furthur bilang TUNAY PAUTANG COMPANY
    Nag-aalok sa iyo ang pagkakataong ito sa pananalapi (mga programa. Nag-aalok ng mga pautang
    sa isang napaka minimal rate ng $ 3% rate ng interes at ang unang 100 mga aplikante
    ay makakakuha ng kanilang mga pautang sa 2% rate ng interes at din dalawang buwan biyaya period ..
    Kung kailangan mo na pinansiyal na mga solusyon at ikaw ay interesado sa loan
    alok, magmadali ngayon habang nag-aalok ng huling at makipag-ugnayan sa ahente Financial sa pamamagitan ng
    email at pangalan nakasaad sa ibaba.
    Pangalan: Mr.adams balyn
    Email: trustfundfinaceservice@gmail.com
    + (Para sa lahat ng mga talakayan)
    TUNAY NA PAUTANG COMPANY

    ReplyDelete
  85. Subject: 3% PAUTANG INTERES RATE APPLY NGAYON !!!!
    Hello! Sa gitna ng financial fraudsters may mga lehitimong pa rin
    loan lenders na magbigay ng tunay na mga pautang sa mga tao sa lahat ng bahagi ng
    world.Are ay naghahanap para sa isang ligtas at mapagkakatiwalaang utang tagapagpahiram? sino ang
    makatulong sa iyo sa labas ng iyong pinansiyal na mga problema, ang mayroon kayo ng isang masamang credit at
    hindi secure na pautang mula sa bangko at ikaw ay nagtataka kung paano makakuha ng out
    ng iyong mga pinansiyal na problema. Gusto mo ba ng mga pautang sa isang napaka minimal rate na kung saan
    ay friendly bulsa, pagkatapos ay sa tingin walang furthur bilang TUNAY PAUTANG COMPANY
    Nag-aalok sa iyo ang pagkakataong ito sa pananalapi (mga programa. Nag-aalok ng mga pautang
    sa isang napaka minimal rate ng $ 3% rate ng interes at ang unang 100 mga aplikante
    ay makakakuha ng kanilang mga pautang sa 2% rate ng interes at din dalawang buwan biyaya period
    Kung kailangan mo na pinansiyal na mga solusyon at ikaw ay interesado sa loan
    alok, magmadali ngayon habang nag-aalok ng huling at makipag-ugnayan sa ahente Financial sa pamamagitan ng
    email at pangalan nakasaad sa ibaba.
    Pangalan: Mr.adams balyn
    Email: trustfundfinaceservice@gmail.com
    + (Para sa lahat ng mga talakayan)
    TUNAY NA PAUTANG COMPANY

    ReplyDelete

  86. TESTIMONY ON HOW I WAS RESCUED BY A GOD-SENT LENDER..

    Hello everyone, am writing this Testimony because am really grateful for what WILLIAM BURN LOAN COMPANY did for me and my family,
    when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 3%. Well I have been searching for a loan to settle my debts for the past three months,
    all the lenders i meet are scammers who scammed me and took my hard earn money of $8000usd until I finally met a God sent Lender.
    I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so,
    if you are out there looking for a loan of any amount i would advise you to email ,
    Mr William Burn via: {{williamburnloancompany@gmail.com}} and be free of internet scams.

    Jenny Wilton

    thanks...

    from California, USA.

    ReplyDelete
  87. Hello Every One,

    I am mrs Shella Spencer From Ohio U.S.A, I quickly want
    to use this medium to shear a testimony on how God directed me to a
    Legit and real loan lender who have transformed my life from grass to
    grace, from being poor to a rich woman who can now boast of a healthy
    and wealthy life without stress or financial difficulties. After so
    many months of trying to get a loan on the internet and was scammed
    the sum of $20,000usd i became so desperate in getting a loan from a legit
    loan lender online who will not add to my pains, then i decided to
    contact a friend of mine who recently got a loan online, we discussed
    about the issue and to our conclusion she told me about a man called
    >>Mr William Burn<< who is the {{C.E.O of WILLIAM BURN LOAN COMPANY}} So i
    applied for a loan sum of (320,000.00USD) with low interest rate of
    2%, so the loan was approved easily without stress and all the
    preparations where made concerning the loan transfer and in less than
    two(2) days the loan was deposited into my bank so i want to advice
    any one i need of a loan to quickly contact him via:
    {{{williamburnloancompany@gmail.com}}}
    he does not know am doing this i pray that God will bless him for the
    good thing he has done in my life.

    Thanks,
    Mrs Shella Spencer.........

    ReplyDelete

  88. Hello Everybody:

    I am Mrs Theresa Willson a resident/citizen of the United Kingdom.
    I am 42 years of age and an entrepreneur/businesswoman. I once had
    Difficulties in financing my project/business initially when I started
    And a good friend of mine introduced me to Mr William Burn who is a
    Business mogul/financier to get a loan from his company. When I
    Contacted them it took just 24 hours to get my loan approved and
    Transfer to my account after meeting all their modalities as set forth
    in Their loan agreement/terms and conditions.i will advice you if you are looking for who to trust,
    If you need urgent financial assistance you can contact them today via,
    the following email address
    Reply:>>williamburnloancompany@gmail.com<<

    BEST REGARDS

    Mrs Theresa Wilson


    ReplyDelete
  89. Hello

    Do you need a loan to pay off your bills, or you do not know who to trust or
    where to go or have you been denied by
    your banks for loan worry no more if yes you can contact us
    today with this email {williamburnloancompany@gmail.com} for more
    information about our loan services.
    LOAN APPLICATION DETAILS:
    NAME...........
    COUNTRY.......
    CITY...............
    PHONE...........
    GENDER..........
    LOAN AMOUNT.......
    DURATION.............
    PURPOSE OF LOAN.......
    HOW DID YOU HEAR ABOUT US........

    Best Regards

    Mr William Burn

    C.E.O......

    ReplyDelete
  90. Good Day,

    Are you in any kind of financial difficulties? Your help comes now.
    Are you having sleepless night worrying how to get a Loan?Don't allow
    your dreams to die, or are you looking for whom to trust or having you been scammed by internet fraud stars, or you have been turned down by other financial company contact
    WILLIAM BURN LOAN COMPANY today for
    easy and reliable loan. Please you are to fill out this form showed
    below this email.{{{williamburnloancompany@gmail.com}}}

    BORROWERS APPLICANT FORM

    Full Name of Applicant`s:........
    Amount Requested:..........
    Loan Purpose :............
    Address of Applicant:...........
    Occupation: ...........
    City: ..............
    State: ............
    Country: .........
    Gender: ...............
    Age:...............
    Mobile.........
    Monthly Income........

    Mr William Burn

    C.E.O... OF WILLIAM BURN LOAN COMPANY

    THANKS......

    ReplyDelete
  91. Good Day Sir/Madam,

    This is to inform the general public that WILLIAM BURN LOAN COMPANY
    is currently
    offering long and short term Loans to individuals and firm and co-operate
    bodies that are seriously in need of financial support to boost up business
    or other financial needs at the rate of 3% interest. Apply for any kind of
    financial loans, in any part of the world; It's affordable, what a
    competitive edge, Just at 3% Interest Rates, Facility is guaranteed, Let's
    have your application now with your details for further
    processing....contact us with following information below via email:
    {{{williamburnloancompany@gmail.com}}}

    Name:
    Location:
    Amount Needed:
    Duration:
    Country:
    Phone Number:
    Email:

    NOTE: All e-mail should be sent to: >>>>williamburnloancompany@gmail.com<<<<
    Thanks,

    Your Sincerely.

    Mr William Burn
    C.E.O.......

    ReplyDelete

  92. DEAR ESTEEMED LOAN SEEKER,

    Are you in any kind of financial problem,Do you need a loan to pay off
    your bills, or you do not know whom to trust or where to go or have
    you been denied by
    your banks for loan, worry no more if yes you can contact us
    today if you need loan to pay off your debts we offer all kinds and
    types of loans with easy Repayment at the lowest rate of 3%. We offer
    loans in all currencies and We give out loans from the lowest amount
    of $1000 to the maximum amount of$50,000,000usd for our first timers.
    You are advised to fill the application form so that we can proceed
    further with your loan proceedings.Interested applicants should fill
    in the form below.

    {{{ BORROWERS INFORMATION }}}

    NAME……….
    SEX……….
    AGE……….
    CONTACT……….
    COUNTRY……….
    CITY……….
    PHONE……….
    AMOUNT NEEDED……….
    LOAN DURATION:………
    PURPOSE OF LOAN……….
    OCCUPATION……….
    GENDER……….
    YOUR MONTHLY INCOME……….
    MODE OF REPAYMENT:……….

    Contact us via Email:{{williamburnloancompany@gmail.com}}

    Mr William Burn

    C.E.O.....

    ReplyDelete
  93. Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: david.mutukufinance60@yahoo.com

    ReplyDelete
  94. Get a loan today at low rate apply now loans are given at a rate of 3% apply now this can increase your business to a greater hight. We are offering Loan to business and personal people, if you need a Loan to start up a business or Loan to pay off bills do contact us via (georgeanderson.loanfirm255@gmail.com) now and get a Loan from our Company...I render the best Loan services.

    Loan Offer

    ReplyDelete
  95. Kailangan ba ninyo ang isang utang ??
    Naghahanap ka ba ng pinansiyal na tulong, ikaw ay nasa gipit na kailangan ng mga pondo?
    Hammer Financial kumpanya ay dito upang magbigay sa iyo ng mga pautang na halaga na hiniling hangga't magagawa mong upang bayaran ang utang.
    Bigyan kami ng mga pautang sa isang standard rate ng 3% Makipag-ugnayan sa amin sa araw sa pamamagitan ng am_credit@outlook.com.
    Nag-aalok kami ng iba't-ibang uri ng mga pautang ay kinabibilangan ng: mga pautang sa negosyo, mga personal na pautang, Home pautang, pautang sa kotse, pautang sa estudyante, utang pagpapatatag pautang, hindi secure na mga pautang, venture capital
    Ikaw ba ay tumanggi utang sa pamamagitan ng isang bangko o institusyong pinansyal para sa anumang dahilan ??. Kung Interesado? Makipag-ugnay sa amin sa araw sa pamamagitan ng am_credit@outlook.com at makakuha ng isang legit at madaling loan ngayon

    ReplyDelete
  96. Kailangan ba ninyo ang isang utang ??
    Naghahanap ka ba ng pinansiyal na tulong, ikaw ay nasa gipit na kailangan ng mga pondo?
    Hammer Financial kumpanya ay dito upang magbigay sa iyo ng mga pautang na halaga na hiniling hangga't magagawa mong upang bayaran ang utang.
    Bigyan kami ng mga pautang sa isang standard rate ng 3% Makipag-ugnayan sa amin sa araw sa pamamagitan ng am_credit@outlook.com.
    Nag-aalok kami ng iba't-ibang uri ng mga pautang ay kinabibilangan ng: mga pautang sa negosyo, mga personal na pautang, Home pautang, pautang sa kotse, pautang sa estudyante, utang pagpapatatag pautang, hindi secure na mga pautang, venture capital
    Ikaw ba ay tumanggi utang sa pamamagitan ng isang bangko o institusyong pinansyal para sa anumang dahilan ??. Kung Interesado? Makipag-ugnay sa amin sa araw sa pamamagitan ng am_credit@outlook.com at makakuha ng isang legit at madaling loan ngayon

    ReplyDelete
  97. Kailangan ba ninyo ang isang utang ??
    Naghahanap ka ba ng pinansiyal na tulong, ikaw ay nasa gipit na kailangan ng mga pondo?
    Hammer Financial kumpanya ay dito upang magbigay sa iyo ng mga pautang na halaga na hiniling hangga't magagawa mong upang bayaran ang utang.
    Bigyan kami ng mga pautang sa isang standard rate ng 3% Makipag-ugnayan sa amin sa araw sa pamamagitan ng am_credit@outlook.com.
    Nag-aalok kami ng iba't-ibang uri ng mga pautang ay kinabibilangan ng: mga pautang sa negosyo, mga personal na pautang, Home pautang, pautang sa kotse, pautang sa estudyante, utang pagpapatatag pautang, hindi secure na mga pautang, venture capital
    Ikaw ba ay tumanggi utang sa pamamagitan ng isang bangko o institusyong pinansyal para sa anumang dahilan ??. Kung Interesado? Makipag-ugnay sa amin sa araw sa pamamagitan ng am_credit@outlook.com at makakuha ng isang legit at madaling loan ngayon

    ReplyDelete
    Replies
    1. Good day Audience,

      I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on our web page http://elvinloancompany.bravesites.com and be a partaker of my testimony ....

      Delete
  98. Good Day,

    DO YOU NEED A LOAN IF YES GET BACK TO US NOW, EMAIL US at (bishopelijahloanfirm002@hotmail.com) I want you to know that i am an approved and certified lender with years of experience in lending and i give out loan,Collateral and Non Collateral loan amounts ranging from $5,000.00 Dollar to $80,000,000.00 USD with a fixed interest of 2% on an annual basis. She received her loan of $50,000.00 from my company.

    I will relish the opportunity of doing business with you and also help to put your financial problems behind you by offering you a loan. You are in the right place and i will want to assure you that you will be glad for knowing a lender like me . If serious and want to take a loan from our company, if you are interested fill the borrower"s information below so that we may commence the processing of your loan.

    BORROWERS INFORMATION,if you are interested fill the borrower"s information below so that will can proceed.

    LOAN INFORMATION NEEDED:

    Name :
    Country :
    Phone number :
    Amount Needed as Loan :
    Purpose of Loan :
    Loan Duration :
    Monthly Income :
    Have you applied for loan online before (yes or no)

    OUR COMPANY CONTACTS :

    Company Manager : Bishop Elijah
    Company Mobile : (+2348116241978)
    Company Email : (bishopelijahloanfirm002@hotmail.com)
    Company Motto : Your Happiness is our Award for Good Service (getting your financial stand is all we desire)

    Thanks and do hope to hear from you soonest so that we may send you the loan Terms,Conditions and Repayment Schedule

    Your swift response to this mail will be greatly appreciated.
    All email must be sent to (bishopelijahloanfirm002@hotmail.com)
    Best Regards
    Bishop Elijah

    ReplyDelete
  99. Are you a business man or woman? Are you in a financial mess or do You need funds to start your own business? Need to pay loans Their Debt or pay off your bills or start a nice business? Do you have a low credit score and you will find it hard to get Capital loan from local banks / other financial institutions? You need one Loan or funding for any reason such as:Email:detlevjonasfunds@outlook.com

    a) Personal Loan, Business Expansion,
    b) Business Start-up, Education,
    c) Debt Consolidation,
    d) Hard Money Loans

    We offer loan at low interest rate of 3% and with collateral and not Collateral, we offer personal loans, debt consolidation loans, venture capital Capital, business loan, education loan, mortgage or Loans for any reason".

    However, our method offers the possibility to specify the amount of the loan needed and also the duration you can afford it, gives you a real Chance get the funds you need!

    Contact us via E-mail:detlevjonasfunds@outlook.com

    ReplyDelete
  100. BEWARE OF LOAN SCAMS ONLINE. Are you seeking for a legitimate and trusted Finance/Lender? Beware of many lender from West Africa, Singapore and India. I am Williams Burke, a British Citizen currently residing in Bulgaria; am 52 years of age. I want to use this medium to inform everyone here about my encounter with a reliable/trusted loan lender. I have been scammed by other fake lenders and was hopeless and didn't know who to trust, until I contacted DAVID HERLEY FINANCE HOME loated in USA and they did carried out their promises by putting a great smile on my face at my greatest surprise by sending me the loan that I did applied for. Anyone of you that have also been a victim of scam, you should bother no more because, I have bring you good news and the only lender you can trust here is DAVID HERLEY FINANCE HOME, just contact them now via email: { loans@dherleyfinancehome.net } or Tel: +13213231809 & Skype: dherleyfinance for more information on how to get a loan from them.

    ReplyDelete
    Replies
    1. Good day Audience,

      I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on our web page http://elvinloancompany.bravesites.com and be a partaker of my testimony ....

      Delete
  101. Hello, ako Mrs Kathleen Campbell, isang pribadong pautang tagapagpahiram na nagbibigay ng pautang., Commercial at Personal na may isang taunang rate ng interes ng isang minimum bilang mababang bilang 2% sa loob ng 1 taon sa 20 taon ng tagal ng panahon ng pagbabayad sa anumang bahagi ng mundo. At nagbibigay kami ng mga pautang sa hanay ng $ 2,000 sa $ 100,000,000.00 loan USD.Our maayos nakaseguro at maximum security ay ang aming priority, ako ay gumagamit ng medium na ito upang ipaalam sa iyo na nagbibigay kami maaasahang suporta at magiging handa upang mag-alok ng mga pautang. Kaya makipag-ugnay sa amin sa araw sa pamamagitan ng email sa: kathleenloancompany@gmail.com

    ReplyDelete
  102. Hello Everybody, My name is.Mrs.Juliet Quin. I live in Canada and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $ 73,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $ 73,000.00 Canada Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Juliet Quin that refer you to him. Contact Dr Purva Pius via email: reply to email (urgentloan22@gmail.com)


    LOAN APPLICATION FORM:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
    Home Address:..
    City:............
    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
    Monthly Income:....

    Contact Us At :urgentloan22@gmail.com

    ReplyDelete
  103. Hello friends!!! My name is Jeff Chandler. i want to testify of the good Loan Lender who showed light to me after been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 4,560,000USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called Lynn Vannessa Loan Company and email (lynnvannessaloancompany@yahoo.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $60,000.00 Dollars by this great Company (Lynn Vannessa Loan Company} managed by Mrs Lynn Vannessa a God fearing woman and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: lynnvannessaloancompany@yahoo.com she is kind hearten.

    i remain Jeff Chandler............

    ReplyDelete
  104. Mga pautang para pondohan ang mapilit? * Mabilis at agad Maglipat ng pera sa iyong account sa bangko * Pagbabayad nagsisimula walong buwan pagkatapos mong makatanggap ng interes mula sa isang bank account sa isang rate na mas mababa kaysa 2% ng mga utang sa mahabang panahon. (1-30 na taon) * Kundisyon period. Flexible na pautang at buwanang mga pagbabayad * Gaano katagal ang hihintayin upang pondohan? Pagkatapos ng pagsusumite ng loan application, maaari mong asahan ang isang sagot sa mas mababa sa 24 na oras ng paunang capital sa 72-96 oras matapos na matanggap ang impormasyong kailangan nila mula sa iyo. Makipag-ugnay sa katumpakan at pagiging maaasahan ng kumpanya sa pagtanggap ng mga lisensya ay hindi pahihintulutan. Financial assistance sa mga ibang bansa para sa karagdagang impormasyon at mga form upang mag-aplay para sa isang negosyo utang sama sa pamamagitan ng email: christianloan1@gmail.com

    ReplyDelete
  105. Good day Audience,

    I am Carolyn V. Metnick,from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan from the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on our web page http://elvinloancompany.bravesites.com and be a partaker of my testimony ....

    ReplyDelete
  106. May the peace of God be with you.
    Are you a businessman or woman? Are you in any
    Financial stress or do you need funds to start up.
    Your own business?
    A) Personal loan business expansion.
    B) start-up businesses and education.
    C) Debt Consolidation
    Name: ..........................................
    Country: .........................................
    Location: ..........................................
    Status: .......................................
    Gender: ................................................ ...
    Age ................................................. ....
    Loan Amount needed: .........................
    Loan duration: ...................................
    Personal cell phone number: .......................
    Monthly Income: .....................................
    Thank you and God Bless.
    Email: marycoleloanscompany3@gmail.com

    ReplyDelete
  107. Specialist in Financial issues.

    Are you in debt? Do you need an instant funding? Do you dream of owning a house, Car and good Business? Do you need a loan ahead for the Christmas family vacation? Have you been in search of a legitimate loan and been turned down severally? If YES" Search no further. We offer Personal/Commercial loans at 2% interest rate without collateral. get instant Approval even with bad credit. Serious and interested applicants should please contact us via email today:lim_koh@yahoo.com.sg and be free from all your financial troubles. NOTE:we will save you from payday loans that are making billions from the prey of the poor.
    You will be contacted within 24hrs with the loan terms and conditions as soon as the details have been received. Don't waste another moment. Contact us today for the lifeline you and your home need,lim loans company whose vision is being the most trusted company when it comes to competence and quality of service.

    Best Regards.

    Mr.Lim Koh

    ReplyDelete
  108. Hello friends!!! My name is Jeff Chandler. i want to testify of the good Loan Lender who showed light to me after been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 4,560,000USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called Lynn Vannessa Loan Company and email (lynnvannessaloancompany@yahoo.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $60,000.00 Dollars by this great Company (Lynn Vannessa Loan Company} managed by Mrs Lynn Vannessa a God fearing woman and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: lynnvannessaloancompany@yahoo.com she is kind hearten.

    i remain Jeff Chandler............

    ReplyDelete
  109. Kailangan ba ninyo ng isang utang upang patatagin ang iyong utang? Ikaw ba ay nangangailangan ng isang pautang sa pananalapi o palawakin ang iyong negosyo? o para sa pagbili ng kotse, pagbili ng bahay at iba pang mga personal na pautang atbp bigyan namin long term loan para sa isa sa limampung taon maximum na may 2% interes. Ikaw ay garantisadong 100%. makipag-ugnay sa amin sa pamamagitan ng email address: ptlender01@gmail.com
    Salamat at Inaasahan sa iyong prompt reply.
    bumabati,

    ReplyDelete

  110. Do you need a loan to consolidate your debt? Are you in need of a loan to finance or expand your business? or for car purchase, buying a house and other personal loans ETC we give long term loan for one to fifty years maximum with 2% interest. You are 100% Guaranteed. contact us via email address: ptlender01@gmail.com
    Thanks and looking forward to your prompt reply.
    Regards,

    ReplyDelete
  111. Hello Everyone, I am Rita Britney a single mom from Gorgia USA,i will like to share this great testimony on how i got my loan from Gordy's Loans when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan by my bank and other some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to this God fearing loan company ( Ani Bentley Loan Company ). At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought i took due to my homelessness i took a trial and applied for the loan,i filled the loan application form and proceeded with all that was requested of me luckily for me i given a loan of $120,000.00 which i applied for from this loan company(aniblentleyloancompany@yahoo.com) and i am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All gratitude goes to Mrs Ani Bentley a God sent Loan Lender for giving a meaning to my life when i had lost all hope so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: aniblentleyloancompany@yahoo.com she is kind hearten.

    I remain Rita Britney

    ReplyDelete
  112. ,Kamusta.
    Ako Mr philip ken isang pribadong pautang tagapagpahiram na nagbibigay sa buhay ng panahon
    pagkakataon loan sa mga indibidwal, mga kumpanya sa negosyo , seguro, atbp Sigurado
    sa inyo sa anumang pinansiyal na paghihirap o nangangailangan ng loan upang mamuhunan o mo
    Kailangan ng utang upang bayaran ang iyong mga bill maghanap walang karagdagang bilang hindi namin dito upang gumawa ng mga
    lahat ng iyong mga pinansiyal na problema sa isang bagay ng nakalipas. Nag-aalok kami ng lahat ng uri ng
    loan sa anumang pera taguri sa rate ng 2% na walang upfront fee.
    Gusto kong gamitin ang mga ito mahusay na medium upang ipaalam sa iyo na kami ay handa na
    tulungan ka sa anumang uri ng mga pautang upang malutas na ang iyong pinansiyal na mga problema.
    Kung oo pagkatapos ay bumalik na ngayon sa pamamagitan E-philipkenloan@gmail.com
    para sa karagdagang mga detalye , IKAW HIGHLY WELCOME ...

    ReplyDelete
  113. Hello Everyone, I am Rita Britney a single mom from Gorgia USA,i will like to share this great testimony on how i got my loan from Gordy's Loans when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan by my bank and other some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to this God fearing loan company ( Ani Bentley Loan Company ). At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought i took due to my homelessness i took a trial and applied for the loan,i filled the loan application form and proceeded with all that was requested of me luckily for me i given a loan of $120,000.00 which i applied for from this loan company(aniblentleyloancompany@yahoo.com) and i am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All gratitude goes to Mrs Ani Bentley a God sent Loan Lender for giving a meaning to my life when i had lost all hope so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: aniblentleyloancompany@yahoo.com she is kind hearten.

    I remain Rita Britney

    ReplyDelete
  114. Hello Everybody, here comes an Affordable Xmas loan Offer that will change your life forever, TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE BROKE LIFE OF MY FAMILY My name is Mrs Clency Dexter. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Broke Life and that of my family, i will refer any person that is looking for loan to Them. They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Clency referred you to them. contact via E_mail: rathancharodloancompany@gmail.com

    AFFORDABLE XMAS LOANS

    ReplyDelete
  115. This is for those in need of financing for any purpose, we are a licensed company here in the states and a private financial firm and can lend nationwide and internationally with unbeatable interest rate and free services for those with bad credit score. for more info, call or SMS Mr. James Carl on 267-884-0582
    or simply email: jamescarl@zoho.com

    ReplyDelete
  116. Adakah anda sedang mencari kewangan? Adakah anda sedang mencari pinjaman untuk membesarkan perniagaan anda? Saya rasa anda telah datang ke tempat yang betul. Kami menawarkan Pinjaman pada kadar faedah yang rendah, orang ramai yang berminat perlu menghubungi kami sila selama tindak balas segera kepada permohonan anda, Sila membalas iklan ini untuk today.Email pinjaman anda: ahmedakeem411@yahoo.in

    ReplyDelete
  117. AFFORDABLE XMAS LOANS

    Hello Everybody, here comes an Affordable Xmas loan Offer that will change your life forever, TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE BROKE LIFE OF MY FAMILY My name is Mrs Clency Dexter. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Broke Life and that of my family, i will refer any person that is looking for loan to Them. They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Clency referred you to them. contact via E_mail: rathancharodloancompany@gmail.com

    AFFORDABLE XMAS LOANS

    ReplyDelete

  118. Hello ,
    Am Mrs Angela Rice. Am a lady with testimony great I live in USA and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $360,000.00 to start my life all over as i am a mother with 2 kids I met this honest and GOD fearing man loan lender that help me with a loan of $360,000.0.Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs cynthia corvin, that refer you to him. contact Mr.Aldis Curt,via email:-worldloan933@gmail.com

    ReplyDelete
  119. Hello Everybody,
    My name is Mrs Sharon Sim. I live in singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) +918376918351 Thank you.

    ReplyDelete
  120. Are you looking for Finance?Are you looking for a Loan to enlarge your business?I think you have come to the right place,We offer Loans at low interest rate,Interested people should please contact us on For immediate response to your application, Kindly reply to this ad for your loan today.Email: freedomlendinghome@gmail.com

    ReplyDelete
  121. Are you looking for Finance?Are you looking for a Loan to enlarge your business?I think you have come to the right place,We offer Loans at low interest rate,Interested people should please contact us on For immediate response to your application, Kindly reply to this ad for your loan today.Email: freedomlendinghome@gmail.com

    ReplyDelete
  122. Are you looking for Finance?Are you looking for a Loan to enlarge your business?I think you have come to the right place,We offer Loans at low interest rate,Interested people should please contact us on For immediate response to your application, Kindly reply to this ad for your loan today.Email: freedomlendinghome@gmail.com

    ReplyDelete
  123. Are you looking for Finance?Are you looking for a Loan to enlarge your business?I think you have come to the right place,We offer Loans at low interest rate,Interested people should please contact us on For immediate response to your application, Kindly reply to this ad for your loan today.Email: freedomlendinghome@gmail.com

    ReplyDelete
  124. Are you looking for Finance?Are you looking for a Loan to enlarge your business?I think you have come to the right place,We offer Loans at low interest rate,Interested people should please contact us on For immediate response to your application, Kindly reply to this ad for your loan today.Email: freedomlendinghome@gmail.com

    ReplyDelete
  125. Hello Everybody,
    My name is Mrs Sharon Sim. I live in singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) +918376918351 Thank you.

    ReplyDelete
  126. Hello Everybody,

    TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE LIFE OF MY FAMILY

    My name is Lynn Deborah. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.
    They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company.

    i am very happy i got loan from Accra, Ghana Republic.
    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Lynn referred you to them.

    contact via E_mail:pertrinaloan@yahoo.com

    ReplyDelete
  127. Hello Everybody,
    My name is Mrs Sharon Sim. I live in singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) +918376918351 Thank you.

    ReplyDelete
  128. God bless everyone that cares to listen and take the right part in getting his or her loan and not fall victim. why am i saying this, i am saying all this because there are many testimonies on the internet which are either true or false but i tell you today, after all i have passed through in the hands of scams i will not fail to announce this God fearing lender who helped me out of my diverting condition when i lost my Job and couldn't pay my children's fees, after been denied loan due to bad credit by loan sharks and other credit unions i visited, my bills where behind and we were about to be thronged out of our house but as God will have it i logged on my Facebook to seek for help from friends and family members all to no avail. while still on Facebook i saw a testimony by one Celina wheels who once had similar problems and got her life transformed by this same lender. Immediately i email them at: (oceanfinancials.uk.net@gmail.com) and behold i received my long desired loan within 48hrs of processing and i am grateful to God almighty for bringing such a lender across my way.

    Website http://oceanfinancialsloanfirm.webs.com/

    ReplyDelete
  129. Good day Loan Seekers Solution for your financial problems......
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    ReplyDelete
  130. "Many months of trying to get a loan on the internet and was scammed..."

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    ReplyDelete
  131. Good Day Sir/ Madam
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    ReplyDelete
  132. We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.
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    ReplyDelete
  133. Kailangan mo ba ng isang kagyat na pinansiyal na credit pautang?
    * Very mabilis at agarang transfer sa iyong bank account
    * Pagbabayad nagsisimula walong buwan matapos mong makuha ang pera
    Bank account
    * Mababang interes rate ng 2%
    * Long-term ng pagbabayad (1-30 na taon) Haba
    * Flexible tuntunin utang at buwanang pagbabayad
    *. Gaano katagal ang aabutin para pondohan? Pagkatapos ng pagsusumite ng loan application
    Maaari mong asahan ang isang paunang sagot mas mababa sa 24 oras
    pagpopondo sa 72-96 oras matapos na matanggap ang impormasyong kailangan nila
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    Makipag-ugnayan sa mga lehitimong at pinahintulutan lisensiyadong tiwala kumpanya
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    Para sa karagdagang impormasyon at mga loan application form pinagsamang negosyo, sa pamamagitan

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    SIR Eva DEMETER
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    ReplyDelete
  134. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
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    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  135. Hello Everybody, My name is.Mrs.Juliet Quin. I live in Canada and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $ 54,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $ 54,000.00 Canada Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Juliet Quin that refer you to him. Contact Dr Purva Pius via email: reply to email (urgentloan22@gmail.com)

    ReplyDelete
  136. Hello Everyone,,

    i am Stella I and i am a happy woman today, and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to her company, she gave me happiness to me and my family, i was in need of a loan of $50,000.00 to start my life all over as i am a single mother with 1 kid I met this honest and GOD fearing Woman loan lender that help me with a loan of $50,000.00 US dollar, she is a GOD fearing Woman, if you are in need of any kind of loan and you will pay back the loan please. contact her tell her that is Mrs Stella that refer you to her . Contact Lady Lopez via email: ( Ladylopezloaninstitute@gmail.com )

    ReplyDelete
  137. Tax Calculator for Windows Phone Users :)


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  138. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  139. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  140. Are you looking for a Loan to enlarge your business? Do you need

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    of 3%. Interested people/company should please contact us via email: howardfreesloanlender@gmail.com

    Contact us for more details and get funded.

    ReplyDelete
  141. Hello,

    Are you a man or a woman you have been looking for a loan? To expand your business or setting up your own business or to pay off your debt
    or house rent if so then we are your answer, We offer loan from 5,000.00 to the maximum of 500,000,000.00 euro dollars pounds with any duration that you can afford and any type of loan requested by the customer must be such as:

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    3% interest rate and immediately after filling the loan application form you can immediately return back to us, following data:

    LOAN APPLICATION

    Name: ______________________________
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    Loan Amount Needed: ___________________________
    Sex: ___________________________________________
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    Country: ________________________________________
    State: ________________ Age: _________________
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    Loan Duration:__________________________
    monthly Income:______________________________
    Occupation: ______________________
    Purpose of loan: _________________________
    Religion: _____________________________________

    Contact us via email: howardfreesloanlender@gmail.com
    Regards.
    Mr.Howard Freese

    ReplyDelete
  142. Apakah Andari Membutuhkan Pinjaman untuk review memulai Bisnis? Membawa Pinjaman untuk review melunasi Tagihan Andari? Sebelumnya Saat ini Kami menawarkan Pinjaman Pendidikan, bisnis Pinjaman, Pinjaman rumah, Pinjaman Pertanian, Pribadi Pinjaman, Pinjaman mobil, dll Jika Andari Perlu untuk review mengekspresikan Minat Andari PADA Pinjaman, sehingga Kami DAPAT mengirimkan Informasi LEBIH lanjut Kepada Andari. Hubungi kami email melalui: kathleenfosterloanfirm@gmail.com
    Terima kasih!

    ReplyDelete
  143. hello everyone, if you need urgent loan for business or to pay debts, any kind of loan you need just contact me now via email destinyfavourloanfirm@gmail.com we are offering loan to anyone who is in need, and we will give you grace period of 5 months before you will start to repay the loan monthly.
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    ReplyDelete
  144. Welcome To George Clydesdale Loan Service….

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate @3% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    Interested applicants should Contact us via email: {clydesdaleloancompany@yahoo.com or clydesdaleloancooperation@hotmail.com} or Tel: +1(347) 708-8926

    So we await to hear from you soon.
    Thanks for your cooperation
    George Clydesdale...

    ReplyDelete
  145. Paano ko nakuha ang aking pautang na may lamang 2% rate ng interes mula sa Mrs Veronica Simpson ng swissloanings.
    Kailangan ko ng isang daang libong dolyar upang magsimula ng negosyo. hinanap lahat ng dako at sa lahat ng ako ay maaaring makakuha ay scammers, hanggang sa wakas ako nakikilala Mrs. Veronica. na ibinigay sa akin ang kanyang salita na Ace Loan Company ay isang garantisadong loan firm.
    Ikinasisiya kong sabihin pagkatapos ng 48 oras Nakatanggap ako ng utang na may lamang 2% rate ng interes. gamitin ang post na ito upang pasalamatan ang kanyang at din i-payo sa lahat ng aking Indonesian mga kapatid at lahat ng katawan na nangangailangan ng isang garantisadong pautang para sa iyong negosyo, kotse, bahay at iba pa upang makipag-ugnay sa kanya ngayon sa swissloanings@gmail.com at ang iyong mga pinansiyal na mga problema ay malulutas at ang problema ay magiging kasaysayan tulad mine.You maaari ring makipag-ugnay sa akin sa aking e-mail: adityahmed1@gmail.com

    ReplyDelete
  146. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  147. Hi. So i computed based on your blog above, but i am given a result of a - (negatice) result, what does this mean?

    ReplyDelete